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Studying in the UK is generally cheaper than studying at equally ranked universities in the United States.  Given that degree programs are also often shorter than those at home, students are poised to get the best bang for their buck by pursuing a British education. 

Tuition fees for UK undergraduate and graduate degrees generally range from $17,000 - $25,000 (depending on the exchange rate at the time of study).  On average, students need between $1,300- $1,600 for living expenses per month of study (depending on if you decide to live inside or outside London). 

Education will cost money, almost with no exceptions.  Check out this blog post for some great advice about funding your time abroad and consider this thought in the meantime:

VALUE FOR MONEY

Before purchasing anything, people usually research their options to ensure they not only get the best price, but also the best "bang for their buck".  Your education is no different.  As you consider the cost of education both in the States and abroad and as you weigh the pros and cons of studying in the UK, don't forget to factor in value for money.  Consider this:  by studying in the United Kingdom, you will get a world-class education, international exposure and experience, the chance to travel, and the opportunity to make friends from around the world in less time and for less money than at an American university.  That is value for money you just can’t beat.

Now, let's break down student living expenses:

ACCOMMODATION

On-campus accommodation for the first year of study is guaranteed to international students who apply by the accommodation deadline. This guarantee applies to all of Across the Pond’s partner universities.  University halls of residence generally cost anywhere from $85-$220 per week.  Depending on the university, this price could include any or all of the following: an internet connection, gym membership, content insurance, one’s own personal bathroom, and sometimes even a cleaning service!  As you research university housing, don’t forget to double check everything the listed price includes.

Private sector accommodation, or city housing, will vary in price and quality depending on the type of accommodation you want and the area in which it is located. Note that the cost of rent does not usually include the internet or any of the above-mentioned perks that are included with university housing.  Additionally, because you will likely not have a British guarantor, landlords may request anywhere from 3 to 12 months' worth of rent up front to secure a flat in their building.  Though it is more difficult to arrange city housing, and Across the Pond’s official advice is to opt for university housing, living in the city can be achieved as an international student.  A few of our advisors have even done it!  We would be happy to help you if this is your goal.

OTHER STUDENT EXPENSES

When it comes to the costs of books, travel, entertainment, necessities, and the other needs and wants of students, this largely depends on each student’s lifestyle and goals while abroad.  Usually, the amount required by the Home Office - $16,000 to $20,000 in living expenses per year, depending on the exchange rate at the time of study - is totally sufficient to ensure each student has a safe and comfortable place to live, has plenty to eat, plenty to spend, and plenty to save in case of emergencies.  And hey, this is also a great opportunity to learn how to live on a budget.  Can you say “adulting”?

WHAT ABOUT WAYS TO FUND AND OFFSET THE COST?

Glad you asked!  Our partner universities realize it is expensive to be a student (although it is generally much less expensive to study in the UK).  As such, they make scholarships widely available to international students, whether they are applying to undergraduate or graduate programs.

Unlike American scholarships, however, these scholarships do not typically cover the entire cost of tuition fees and/or living expenses. Expect scholarship help to generally range anywhere from $2,500 and $10,500 (depending on the exchange rate when you study). Since tuition is so much cheaper in the first place, even a small scholarship makes a big difference.  Also, unlike American universities, you will need an offer from a British university before applying to any scholarships they have available.  We, therefore, recommend students who need scholarship assistance to submit their university applications no later than January or February of the year they hope to attend.  This timeline will give universities sufficient time to review your application and issue a decision before their scholarship deadlines have passed.

Did you know Across the Pond offers a scholarship of its own?  Read more about that opportunity here.

STUDENT LOANS

You can use US federal loans to help pay for your British education.  Plan to fill out the FAFSA application as usual.  Keep in mind you will need to fully fund your year abroad through loans, personal finance, and/or scholarships before you arrive in the UK, and you will need to demonstrate that you have this funding in order to secure your student visa.  Does the thought of taking out student loans make you panic?  You are not alone.  We offer advice and perspective about this cause of concern in our blog as well.

GET A JOB!

Probably one of the best opportunities available to you while in the UK is getting some international work experience to pop on your resume!  As an international student in the UK, you can work up to twenty hours a week.  Normal hourly pay ranges anywhere from $10-$12. Each university has a Careers Centre that can assist you in looking for part-time employment.

In summary, we know financially investing in anything is an important decision not to be made lightly.  We hope these facts, as well as a bit of perspective, help you make a balanced and confident decision.

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