LOSE THE FEAR OF FINANCING, FIDERH REALLY HELPS YOU

Fight for Your Dreams

I am originally from Mexico City, and for a long time I knew that I wanted to pursue a master’s degree in International Intellectual Property and Information Law in the United Kingdom. My goal was to specialize in an area I am passionate about while also opening doors in a global work environment. That is why I decided to study in the United Kingdom, not only because of the great reputation of its educational system but also because I wanted to experience studying in a country where English is spoken, a language essential for my professional development in Intellectual Property.

I chose the University of Aberdeen because its program is innovative, modern, and very well-structured, in addition to having an excellent faculty team. However, I knew that achieving this dream would require not only dedication and effort but also financial resources. And that’s where I discovered FIDERH, one of the best decisions I could make.
 

Why FIDERH: Invest in Your Future

At first, the idea of financing my studies made me somewhat nervous. However, I soon understood that investing in your education is investing in yourself, and that having support like FIDERH makes the process much simpler and more accessible. Without hesitation, I can say that FIDERH is one of the best financing options available in Mexico for those of us who want to study abroad.

The application process is clear and organized: you just need to gather the required documents and meet the established deadlines. Therefore, organization is key to successfully applying for and obtaining this financing. In addition, the amount they finance is significant, covering an important part of tuition and living expenses. In my case, I complemented the financing with my savings, and it was enough to cover my needs during the master’s program. If you need additional funding, there are many other options that can complement it and are also manageable to repay, such as FUNED.

One of the aspects I value most about FIDERH is that, upon finishing your studies, it grants a one-year grace period before you start payments. This allows you to find employment calmly and plan your personal finances. Furthermore, once you begin repayment, the term to settle the loan is up to 10 years, which allows you to manage the monthly payments calmly and without unnecessary pressure. Even the interest rate for late payments is low, providing even more flexibility and security. Of course, you can also pay it off much earlier than 10 years if you prefer.

Another great advantage of FIDERH is that many universities, such as the University of Aberdeen, have agreements with Mexico and offer up to a 20% discount on tuition if you have this financing. This represents a considerable saving and makes the option even more attractive and viable.

You should see your master’s degree as a long-term investment. In my case, shortly after completing my studies, I began receiving job offers from firms specializing in Intellectual Property in Mexico through LinkedIn. Having a degree from a recognized foreign university greatly increases your professional projection, and with a good position, it becomes much easier to repay the financing in a short time.
 

Key Tips for a Successful Application

If you are considering applying, I want to share some practical tips that made my process easier:

• Certificate of No Liens: This can be a complicated process and may take some time depending on the region where the property is located. In my case, I delegated it to a notary to speed it up since it is not very expensive. It is important to request the physical version, as FIDERH does not accept digital certificates due to the lack of a handwritten signature.

• Credit Bureau Report: This document is essential and must be submitted for both you and your guarantor. In theory, it is easy to process, but in my case, I faced several issues. I had moved, and although I had updated my information at the bank, the institution did not reflect it correctly, so the report could not be generated. Additionally, when I tried to obtain my guarantor’s report, an additional problem arose: their name and compound surname matched those of their child, and the information was mixed in the system, preventing the correct report. This taught me that you must start this process well in advance, check that all personal information is correct, and if necessary, go directly to the institutions to resolve any errors.

• Unconditional Letter of Acceptance from the University: FIDERH requires an unconditional acceptance letter. Therefore, it is important to apply first to the universities of your interest and meet their requirements, such as the IELTS exam, well in advance.

• Apply in the First Call: There are fewer applicants, which increases your chances of being approved, and it will allow you to calmly plan other procedures, such as finding accommodation, knowing that you already have this financial support.

• Talk to Your Guarantor from the Start: Explain the benefits of the financing and, very importantly, clarify that the property presented as collateral is not encumbered, which provides peace of mind.

• Use the Support of Across the Pond: This help was essential for completing all my procedures with FIDERH. They are experts in the process, always have the best advice, and are willing to resolve any questions or difficulties that arise. They are very attentive, kind, and capable professionals, true dream enablers, who make the entire process much clearer and more manageable.
   

My Conclusion: Investing in Your Future is Betting on Yourself

Thanks to FIDERH and the support I received from my advisors at Across the Pond, I was able to take the most important step of my career: studying my master’s at the University of Aberdeen. While it involves preparation, procedures, and organization, it is completely worth it. Do not be afraid to finance your education; with FIDERH, you receive real support, extended terms, and accessible conditions, unlike many other financing options with less favorable conditions for the beneficiary, such as excessively high interest rates or very short repayment periods.

My recommendation is clear: lose the fear of financing with FIDERH. If you work with discipline, stay informed, and seize opportunities, this support will become the engine you need to achieve your academic and professional goals and take a huge leap forward in your development.

- Paola